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Compare secured loan criteria by
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Secured Homeowner Loan

Let us help you find the best secured loans to meet your client's needs.

Our wide panel of lenders include:

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G2F can arrange secured loans for almost any purpose for Homeowners.

Lenders will be more willing to offer you a lower interest rate and a longer repayment period than they would if you were taking out a different type of loan. By providing some of your client's personal information we will be able to match them with a lender who can provide a loan that best meets their needs.

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Unsecured Loan Criteria - 40 Second Decision

£1000 – £15,000 12 – 60 Months , Homeowners only
Single Applicants £1200 net. Joint Applicants £1700 net. Income deemed to be of a regular and permanent nature & is likely to be received for the duration of the loan agreement will be used to calculate the net monthly income. Customers are required to provide proof of income in all cases.
25 to 75 at end term
No more than 2 addresses in last 3 years. At least one contact number should be provided.
Main Applicant Full Time Permanent. Max 2 jobs in last 3 years.
Self employed minimum 4 years trading.
Must have bank account.
Needs to pass their credit score done when transmit through
website.
We ‘XML’ through on a provisional accept of the client then Black Horse will contact the client to arrange an appointment or postal facility & discuss further to discuss affordability & loan amount offer.

Compare Secured Loan Criteria by Lender
  Nemo Belmain Prestige igroup / GE Money Link Loans Central Trust G2F Exclusive
Loan Size
 £10,000-£100,000 £5000-£50,000 £5000-£40,000 £10,000-£75,000 £3000-£50,000 £3000-£10,000 £3000-£15,000
Loan Term
 60-300 months 60-300 months 60-300 months 60-300 months 36-240 months 36-180 months 12-60 months
Min Income
£15K p.a. single
£17.5K p.a joint		 £1200mth single
£1500mth joint		 £1000mth £20K p.a. £1500 mth Disposable Income
£750 gross 		n/a
affordability
Age
 21-70 18 to 75 entry age,
loan to finish
before 85th Birthday		 18-70 18-70 21-70 at end loan term 25-75 at term end 25-65 at term end
LTV
 80% 75% 60% 60% 75% UK 75%
Northern Ireland 50%
Scottish Isles 50% 		90%
Self Employed
 n/a Yes, with accts ref Self cert upto 55%LTV Yes Yes 70% max Yes 60% No
Retired
 Yes Yes Yes Yes Yes Yes No
Unemployed
 No No No No No No No
Min employ time
 6 months 3 months 3 months 3 months 3 months 2 months n/a

Secured Loan Criteria

Loan Amount £5000 - £50000
Loan Term 60 - 300 months
Minimum income £1200 per month single, £1500 per month joint
18 to 75 entry age. Loan to finish before 85th birthday
Self employed accepted with accts ref
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 3 months
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount £5000 - £40000
Loan Term 60 - 300 months
Minimum income £1000 per month
18 to 70 entry age
Self employed and self cert up to 55% LTV
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 3 months
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount £5000 - £100,000
Loan Term 60 - 300 months
Minimum income £1200 per month single, £1500 per month joint
18 to 75 entry age. Loan to finish before 85th birthday
Self employed accepted with accts ref
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 3 months
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount up to £100,000
Loan Term 60 - 300 months
Minimum income £1200 per month single, £1500 per month joint
18 to 75 entry age. Loan to finish before 85th birthday
Self employed accepted with accts ref
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 3 months
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount £3000-£50,000
Loan Term 36 - 240 months
Minimum income £1500 per month
21 to 70 at end loan term
Self employed 70% max
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 3 months
Minimum S/E time 6 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount £3000 - £10,000
Loan Term 36 - 180 months
Minimum income £750 gross (Disposable Income)
25-75 at term end
Self employed accepted 60%
Retired / pension accepted
Unemployed not accpeted
Must have been employed for a minimum of 2 months
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £75K

Secured Loan Criteria

Loan Amount £3000 - £15000
Loan Term 12 - 60 months
Based on affordability not minimum income
25 - 65 at term end
90% LTV
Self employed, Retired / pension and Unemployed not accpeted
No Minimum employ time
Must have a standing order facility

Secured Loan Criteria

Loan Amount £10,000 - £75,000
Loan Term 60 - 300 months
Minimum income £20,000 per year
18 to 70 entry age
Self employed accepted
Unemployed not accpeted
Minimum S/E time 12 months
Must have a direct debit facility
Minimum house valuation £100,000